Looking to build up your bankroll in GTA Online? Read our Making Money in GTA Online page and you'll soon be swimming in a sea of luxury and decadence.
Hidden Package Exploit
Scattered around the map (mostly offshore / underwater) there are
hidden packages containing anywhere from $5,000 to $25,000. If you pick
one up then immediately switch to a different character and then switch
back again, the package will have reappeared (as well as your health and
oxygen supplies). You can repeat this over and over again, but the
package will dissappear forever if you collect it and leave the area.
(Fixed as of Update patch 1.01, you can no longer repeatedly pick up the packages. Once collected, they are permanently gone. If you wish to use the exploit, delete the update patch from your console and disable automatic updating or disconnect from the net. Do the exploit as much as you can while the system is offline and the game is version 1.0. Keep in mind deleting updates could cause incompatibility issues with your save games and possible corruption, use at own risk. IE make sure you backup your saves or have more than one file at same progress before attempting.)
Armored Car Exploit
A user had reported that if an armored car can be taken by Michael
without firing a shot, and if subsequently the police are quickly
evaded, it may be possible to create an endless cash loop. Park the
armored car in your garage and save the game. Then blow the doors off,
leaving the car in the garage. Loot the car, then return later. The car
will still be there, repaired and restocked with cash.
Assassination_Investor details the steps required for developing your finances beyond the Billion dollar mark
Investing in Stocks
The old trick of buying low and selling high still applies to GTAV. Keep an eye on the news as well to see which stocks are doing good or bad.
To make a quick return, save your game and then shut off auto save. Invest all of your money into a stock that you think is on the rise. Go to your safehouse and rest without saving (or wait roughly 45 seconds) and check your portfolio to see your profit. Keep checking the stock until it peaks out and then sell. The more money you invest, the better the return, and if the stock does poorly, just load up your previous save and you will have all the money you invested without any reprecussions.
Note that Franklins Assassination missions are a fool-proof way to invest wisely and make some serious cash, so wait until you finish the story mode before you complete them so you can invest the most money with all three characters.
When to invest in AirEmu and FlyUSBefore you complete the Mission Legal Trouble, invest in AirEmu and sell it after the mission legal trouble then invest in the share FlyUS because it will fall dramatically. Once you complete the mission Meltdown (a few missions later) the share price will return to what it was pre Legal Trouble. An example from my game, pre Legal Trouble the share price for AirEmu was about $200, FlyUS was around $250. Post Legal Trouble AirEmu went up to about $275 and FlyUS dropped to $120. Once the mission Meltdown was completed, FlyUS went back to around $240 which doubled my investment.
Lurk near the ATMFor fast cash, stake out an ATM with bare fists or a Suppressed Weapon. People who have just visited an ATM generally have a bit of cash in their pockets.
Grease them and escape before the cops arrive.
Small Time Shenanigans for Big BucksMoney is very hard to come by in the first few hours of GTA 5. When you need money quick, consider one of GTA 5’s nineteen Robberies.
Convenience stores and corner markets are prime, soft targets for a stick up. Walk in, aim a gun at the cashier, shoot around him to impress him and make him faster, grab the money, and escape before the cops arrive.
Stake out a few favorite stores and look for handy hiding places nearby. Park your Vehicle facing toward the street just outside the store. Grab the cash, hop into your ride, and scoot away to your alcove. By rotating between a few familiar stores you can pick up a decent bankroll.
Some stores have two registers. By firing your gun into the second register you can force more money to pop out. Be sure to wait until you’ve got all the money from the first register before shooting to avoid alerting bystanders with the sound of the gunshot.
You can also rob gun and clothing stores by pulling out your gun and aiming it before entering the stores. Although the store's employee won't empty the cash registers for you, simply shooting them open yourself will provide you with the money inside.
Caution when robbing the same store multiple times as the clerk may get a gun, and is not afraid to use it.
Saving is EarningAvoid the temptation to purchase Vehicles and Weapons you don’t need in the early sections of GTA 5. The ability to fill your newly-purchased economy-sized garage with custom rides is enticing, but every dollar you spare hijacking a sedan is a buck you’ll have available to buy things you really need.
Steal a couple of choice cars and store them in your home garage, and rely on theft for reliable transportation. Likewise, select four main Weapons, (short range, long range, sniper, heavy), that you favor, and stick with these until you complete your first Heist. And always prioritize weapon purchases over Vehicles. Weapons are far more scarce.
Complete The Jewel Store Job and Other HeistsThere’s real money in the first Heist, enough to give you a hefty Stock Market bankroll. Use our Walkthrough to complete the Heist seamlessly, and remember that the most valuable Jewels are hidden in the center cabinets in the island near the register.
Even after you've completed the jewelry store heist, there's several more heists available through the story missions, most of which provide you with a greater reward than the first heist.
Rob an Armored Truck
In the beginning
hours of the game, one of the easiest ways to make money is to rob an
armored vehicle. They appear randomly as blips on the minimap while you
are driving around. Take out the drivers, then blow the back doors open
with a gun or C4. Collect the money, which is often worth over $5000,
then escape the cops.
You might even be lucky enough to catch the security guards bringing the money to the armored truck beforehand, in which case the job is that much easier. Take out the guard carrying the cash, take the money, and run.
Random event: Investment BankerThere's chance for Michael to meet an investment banker in the afternoon (noon - evening) on the road from Pacific Bluffs to Chumash. He is standing beside his broken car on the roadside and asks to take him to the airport. You have exactly two minutes to do that, and if you do, banker gives you investment tip – buy Tinkle (TNK) shares on BAWSAQ. If you do that right away, you can expect 30% profit the very next day.
Money Saving Tips and Cheats
- Ammu-Nation Discount: If players complete all Gun Range challenges, they will receive a 15% discount at all Ammu-Nation stores. Getting Gold for all challenges gives the player a 25% discount.
- Free Weapon Upgrades: During a mission, visit an Ammu-Nation and purchase a weapon and all upgrades. Kill yourself after and the mission will fail. This will give you all your money back, however if you visit the Ammu-Nation again, the upgrades on the weapon will still be marked as purchased. At the mission fail screen press 'retry' (A, X), do not press 'exit' (B, O) or you will not get your money back.
- Free Vehicle Repairs: If you want to get out of fixing your vehicle, simply save your game and reload it. The vehicle will spawn back into the world fully repaired.
- See much more in GTA 5 Cheats and Secrets
- GTA V money guide at GTA 5 Cheats
- GTA 5 Cheats PS3
- GTA 5 Online Cheats PS3